Neighborhood Mortgage Company has access to the best loan program to suit your needs. This is because we are approved to do business with dozens of lenders with hundreds of varying programs for different classes of credit, income, employment and property type.
The two major categories of lenders are conforming and non-conforming. Conforming lenders are for those with a solid credit history, while non-conforming lenders are geared toward those of us with less than exceptional credit.
For our conforming customers we offer the following programs:
- 30, 20, 15, and 10 year fixed rate mortgages
- 3/1, 5/1, 7/1 libor adjustable rate mortgages
- No income verification
- No asset verification
- No employment verification
For our non-conforming customers we offer the following programs:
- 30 and 15 year fixed rate mortgages
- 2/28 and 3/27 6 month adjustable rate mortgages
- Up to 100% financing with no Private Mortgage Insurance (PMI)
- Full, limited, and stated income documentation on all programs
So, no matter what your situation, we have the program for you. Call
now and let us do the shopping for you.
